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When free-spirited Callie admits to her frugal boyfriend Adam that she is in major debt and then goes to extreme measures to secure a royal interview for him, Adam worries that the differences in their approach to finances might be too much for their relationship to handle. Meanwhile, while taking care of Tommy in the mornings for Lisa, Mike is surprised by how much he enjoys the morning coffee dates with the other neighborhood moms, who welcome him immediately into their tight-knit group, and Ethan finds it difficult to break up with a girl after she makes a bold move